Increase font size Decrease font size

Transaction Accounts

Attention: open in a new window. Print

Instant budgeting. Just add cash and stir. Smart ideas to help you manage your money and balance your budget.

ADCU Transactions

Access Account (S1)

An award-winning multi-purpose savings account which is ideal for everyday transactions and bill paying. You can have your net pay and other income direct credited and make regular payments by direct debit.

Your money is available 24 hours a day through ATMs and EFTPOS outlets as well as through online and phone banking.

  • 5-Star Cannex rated account
  • Convenient 24 hr access
  • Multiple channels to access your funds
  • Simple to open, simple to operate

Apply Online

  Additional Information
Access Account (S1)
Purpose Everyday banking
Online Banking Yes
Phone Banking Yes
ATM Yes
EFTPOS Yes
Direct Debit Yes
Direct Credit Yes
Bank @ Post Yes
Cheque Yes
Branch Yes
Interest Calculated Minimum monthly balance
Interest Paid Annually 31 May

 Deeming Access (S4) 

 If you are 55 or over and receiving a Government pension, then this is the account for you. The Deeming Access Account has an interest rate in line with the deeming rates set by the Government each year. This means you can easily manage your pension and the interest you receive on your savings.

  • Tiered interest rate aligned to Government deeming rates
  • Interest calculated daily, paid monthly
  • Convenient 24 hr access

Apply Online

  Additional Information
Access Account (S4)
Purpose Everyday banking
Online Banking Yes
Phone Banking Yes
ATM Yes
EFTPOS Yes
Direct Debit Yes
Direct Credit Yes
Bank @ Post Yes
Cheque Yes
Branch Yes
Interest Calculated Daily
Interest Paid Monthly

Mess Account (S6)

A special savings account for messes, military canteens and defence related clubs. Funds can be accessed using a Visa Debit Card, cheque book and via BPAY.

  • Designed for ADF personnel
  • No minimum opening balance
  • Simple to open, simple to operate
  • Funds available at call

Apply Online

  Additional Information
Mess Account (S6)
Purpose Canteens and messes
Online Banking Yes
Phone Banking Yes
ATM Yes
EFTPOS Yes
Direct Debit Yes
Direct Credit Yes
Bank @ Post Yes
Cheque Yes
Branch Yes
Interest Calculated Minimum monthly balance
Interest Paid Annually 31 May
  Useful links

Questions?

If you have any questions, please contact us


Drowning in Paperwork?