Relationship Reward

How the Relationship Reward works

The more you save and borrow with ADCU the less fees you will pay.

There are two aspects of our Relationship Reward program:

1. The Basic Reward

The basic reward is $3.00 per month and covers, ATM, EFTPOS, direct debits, BPAY and online external transfers. When your total average monthly balance falls between $2,000 and $4,999 you are eligible for the basic reward.

2. The Additional Reward

When your monthly balance is $5,000 or over you get an additional reward of $1.00 for each additional $5,000 (or part thereof).

For example

For the month of November, John has made 17 transactions (4 rediATM, 3 EFTPOS, 2 direct debits, 3 BPAY, 2 online external transfers and 3 cash withdrawals at a branch). He has an average S1 savings balance of $1,300, an average personal loan balance of $9,500 and an average credit card balance of $3,000.

Total Monthly Transaction Fees: $8.25

However, thanks to the ADCU Relationship Reward - John's 'reward' on his total average monthly balances for November will be $5.00.   

His total fees payable for November then work out as follows:

_{* Based on initial $2,000 - $5,000 balance.
^ based on additional balances of $8,500 @ $1 per $5,000 or part thereof.}

Calculate your monthly Relationship Reward

• Relationship Reward Calculator

Questions?

If you have any questions, please contact us