• Residential Owner Occupied Property
• Loan size $60,000 (minimum $30,000 each) – combined maximum of $750,000
• Loan term 5 years to 30 years
• Flexibility of a Variable Rate and the stability of a Fixed Rate
• Can transfer to Variable after initial Fixed Rate period
• Redraws and further advances not available during Fixed Rate period

• Interest Rates
• Fees and Charges
• Borrowing Power Calculator - how much you can expect to borrow for a home
  
• Loan Repayments Calculator - work out what your minimum repayments would be 
  
• Extra Repayments Calculator - how much you can save by making additional repayments
• Lump Sum Repayments Calculator - how much you can save by making a one-off lump sum repayment
• Stamp Duty Calculator - how much stamp duty will be payable

• A Smart Guide to Buying Property - read our financial tip

• Arrange for a quote on house and contents or landlords insurance

There are 4 ways you can apply:

1. On-line
2. Phone-a-Loan on 1300 13 23 28
3. Fax-a-Loan on (02) 9240 4120
4. Contact your local ADCU branch