This is basic housing loan which offers a discounted interest rate while still offering many benefits.

• Minimum loan $100,000
• Borrow up to 95% of property valuation
• No penalty for additional or lump sum repayments
  
• Redraw available (minmium $500)

More Information

• Interest Rates
• Fees and Charges
• Borrowing Power Calculator - how much you can expect to borrow for a home
  
• Loan Repayments Calculator - work out what your minimum repayments would be 
  
• Extra Repayments Calculator - how much you can save by making additional repayments
• Lump Sum Repayments Calculator - how much you can save by making a one-off lump sum repayment
• Stamp Duty Calculator - how much stamp duty will be payable
  

• A Smart Guide to Buying Property - read our financial tip

• Arrange for a quote on house and contents or landlords insurance

There are 4 ways you can apply:

1. On-line
2. Phone-a-Loan on 1300 13 23 28
3. Fax-a-Loan on (02) 9240 4120
4. Contact your local ADCU branch