Free Transactions
ADCU provides a range of services free of charge to members.
How to avoid fees and charges
In addition to the Relationship Reward which rewards you for saving, investing and borrowing with Australian Defence Credit Union, there are many other ways to avoid fees and charges.
How the Relationship Reward Works
The more you save and borrow with Australian Defence Credit Union, the less fees you will pay. That’s because our fee structure is based on a Relationship Reward.
Calculate your monthly Relationship RewardDownload a Microsoft Excel file (new release September 2009) that will allow you to calculate your monthly rebate.
The 'User Pays' System
Our fee structure is fair and equitable and is based on a 'user pays' system.
Schedule of Fees & ChargesDownload our Schedule of Fees and Charges brochure (Adobe Acrobat File).