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Loans

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Whether you're buying a home, car, computer, household furnishings, or going on a well-earned holiday, we have a loan to suit you.

You can apply in person, online, by phone, by fax or mail. And you’ll get a quick answer to your application.

ADCU Loans

Car Loans

Next to your home, your car is probably one of the largest purchases you'll ever make so it pays to get your car loan right.

At ADCU you can take advantage of our range of competitive loans for new and used cars.

  • Fast approval
  • Special loan rate for members who have a 20% deposit
  • New and used car loan options
  • Insurance to protect your loan repayments

From 8.90% pa
interest rate

From 8.94% pa1
comparison rate

Apply now    Learn more

Personal Loans

For any worthwhile purpose, our personal loans give you low rates, little or no fees and charges and a wide range of features and benefits.

  • Save on interest - make additional repayments without penalty
  • Flexible repayments - pay weekly, fortnightly or monthly
  • Redraw facility available on variable rate loans
  • Insurance to protect your loan repayments

From 12.99% pa
interest rate

From 13.21% pa1
comparison rate

Apply now    Learn more

Home and Investment Loans

Whether you're buying your first home, upgrading to a larger home, buying an investment property, or refinancing your existing home loan, we've got a home loan to suit you.

  • A range of loan options to suit
  • Pre-approved Visa Credit Card
  • No monthly or annual fees
  • DHOAS home loans available

From 6.69% pa
interest rate

From 6.74% pa2
comparison rate

Apply now    Learn more

ADCU Low Rate Visa Credit Card

We know you want a simple, everyday credit card with a low purchase rate, plus ways to save money now and in the future, so we created our award-winning Low Rate Visa Card.

  • 5-star Cannex rated for outstanding value
  • Additional cardholders at no extra cost
  • Low annual fee
  • Competitive balance transfer rates

From 10.99% pa
  interest rate

 

Apply now    Learn more

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Questions?

If you have any questions, please contact us

1 The comparison rate is based on a $30,000 loan taken over 5 years. The comparison rate is true only for the examples given and may not include all fees and charges.

2 Comparison rate calculated on a loan amount of $150,000 over a term of 25 years.
 


Drowning in Paperwork?

 
ADCU
Comparison rate
13.40% pa
13.55% pa
NAB
Comparison rate
14.99% pa
15.85% pa
CBA
Comparison rate
14.90% pa
18.01% pa

* Based on a Variable Rate Personal Loan. Information was sourced from each financial institutions website on 20 April 2012 and is subject to change.

View all ADCU rates