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Personal Loans

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Whether you're buying a car, a computer, household furnishings, or going on a well-earned holiday, we have a loan to suit you.

For any worthwhile purpose, our personal loans give you low rates, little or no fees and charges, and offer a range of features and benefits.

ADCU Personal Loans

Standard Personal Loan

The ADCU Standard Personal Loan offers a competitive variable rate and real flexibility.

  • Competitive rate
  • Fast approval
  • No monthly or annual fees
  • Repayments straight from your pay

13.40% pa
interest rate

13.55% pa1
comparison rate

Apply now

  Additional Information
Personal Loan (Variable)
Minimum amount $1,000
Maximum amount $80,000
Loan period Up to 7 years
Monthly, fortnightly or weekly repayments Tick
Early repayments without penalty Tick
Redraw facility Tick
No monthly/annual fees Tick
Loan repayment insurance available Tick
Auto repayments (Salary / account) Tick

Fixed Rate Personal Loan

If you want the security of knowing what your repayments will be for the term of the loan, then a Fixed Rate Personal Loan could be the right option for you.

  • Fast approval
  • Competitive fixed rate
  • Early repayments without penalty
  • Flexible repayment periods

12.99% pa
interest rate

13.21% pa1
comparison rate

Apply now

  Additional Information
Personal Loan (Fixed)
Minimum amount $1,000
Maximum amount $50,000
Loan period Up to 5 years
Monthly, fortnightly or weekly repayments Tick
Early repayments without penalty Tick
Redraw facility Tick
No monthly/annual fees Tick
Loan repayment insurance available Tick
Auto repayments (Salary / account) Tick

Debt Consolidation Loan

Do you need a smarter way to manage your debt? Get back in control with ADCU's Debt Consolidation Loan and manage all of your existing loan and credit card debts with one easy payment.

  • No monthly or annual fees
  • Early repayments without penalty
  • Flexible repayment options
  • Loan repayments straight from your pay

14.40% pa
interest rate

14.63% pa1
comparison rate

Apply now

  Additional Information
Debt Consolidation
Minimum amount $1,000
Maximum amount $40,000
Loan period Up to 5 years
Monthly, fortnightly or weekly repayments Tick
Early repayments without penalty Tick
Redraw facility Tick
No monthly/annual fees Tick
Loan repayment insurance available Tick
Auto repayments (Salary / account) Tick
  Useful Links and Tools

Apply

Apply for a Personal Loan with ADCU      Apply now

Questions?

If you have any questions, please contact us

1 Comparison rate based on a $30,000 loan over 5 years unsecured.The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates are current at the time if publication and are subject to change.


ADCU - Go Shopping with Visa

 
ADCU
Comparison rate
13.40% pa
13.55% pa
NAB
Comparison rate
14.99% pa
15.85% pa
CBA
Comparison rate
14.90% pa
18.01% pa

* Based on a Variable Rate Personal Loan. Information was sourced from each financial institutions website on 17 February 2012 and is subject to change.

View all ADCU rates