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Low Rate Visa Credit Card

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The only credit card you'll ever need.

The ADCU Low Rate Visa Card is the only card you'll ever need because it offers everything you expect from a credit card - low interest rate, low annual fee, interest free period, convenient access, flexibility and even lower balance transfer rates.

ADCU Visa Credit

Low Rate Visa Credit Card

The ADCU Low Rate Visa Card is one of the best value credit cards in the Australian market.

You'll enjoy a low ongoing interest rate, there's no application or establishment fee, and you'll be pleasantly surprised at our low annual fee, helping you pay it off much faster.

  • Low interest rate
  • Competitive balance transfer offers
  • Low annual fee
  • No fee for additional card holders
  • Up to 55 days interest free
  • 24 hour card hotline

10.99% pa

interest rate

Apply now

  Additional Information
Low Rate Visa Credit Card
Annual fee $49
Interest free days Up to 55 days
Interest charges Calculated daily, charged monthly
ATM and EFTPOS Access Tick
Worldwide acceptance Tick
Cash advance facilities Tick
Selection of own PIN Tick
Multi-access (BPAY®, Online and Phone Banking) Tick
  More on our balance transfer offer

If you have an outstanding balance with another higher-rate credit card or store card, save money when you transfer the balance over to an ADCU Low Rate Visa Card.

You can choose either:

  • a low 3.99% pa* for 6 months
  • or if it better suits your budget, a low 4.99% pa* for 9 months.
Unlike other cards our Low Rate Visa Credit Card reverts to 10.99% pa rather than the cash rate once the balance transfer period has finished.
  Useful Links and Tools

Apply

Apply for a Low Rate Visa card with ADCU      Apply now

Questions?

If you have any questions, please contact us

*Terms and conditions available on request. Fees and charges apply to the use of your Credit Card.


ADCU - Go Shopping with Visa

 
ADCU 10.99% pa
ANZ 13.24% pa
NAB 13.24% pa

* Based on a Low Rate Visa Credit Card. Information was sourced from each financial institutions website on 17 February 2012 and is subject to change.

View all ADCU rates