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Car Loans

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Next to your home your car is one of the largest purchases you'll ever make, so it pays to get it right.

At ADCU you can take advantage of our range of competitive loans for new and used cars. We even have a special interest rate for those members who have a 20% deposit.

With some of the best car loan features around and a free car buying service to help you get the right car for you, you can't go wrong with an ADCU car loan.

ADCU Car Loans

Equity Car Loan

If you have a 20% deposit, an Equity Car Loan offers a great interest rate and real flexibility when purchasing a new car (less than 12 months old).

  • Fast approval
  • 20% deposit gets you an even better interest rate
  • Loan repayments straight from your pay
  • No monthly or annual fees

8.90% pa

interest rate

9.09% pa1
comparison rate

Apply now

  Additional Information
Equity New Car Loan
Minimum amount $1,000
Maximum amount $80,000
Maximum age of car Less than 1 year old
Loan period Up to 7 years
Monthly, fortnightly or weekly repayments Tick
Early repayments without penalty Tick
Redraw facility Tick
No monthly/annual fees Tick
Loan repayment insurance available Tick
Auto repayments (Salary / account) Tick

New Car Loan

No deposit? No problem. Borrow up to 100% of the purchase price of your new car with an ADCU New Car Loan.

  • Fast approval
  • Competitive interest rate
  • Loan repayments straight from your pay
  • No monthly or annual fees

9.90% pa

interest rate

10.09% pa1
comparison rate

Apply now

  Additional Information
New Car Loan
Minimum amount $1,000
Maximum amount $80,000
Maximum age of car Less than 1 year old
Loan period Up to 7 years
Monthly, fortnightly or weekly repayments Tick
Early repayments without penalty Tick
Redraw facility Tick
No monthly/annual fees Tick
Loan repayment insurance available Tick
Auto repayments (Salary / account) Tick

Used Car Loan

Are you considering a car? If the car is between 1-5 years old, an ADCU Used Car Loan may be the right option for you.

  • Fast approval
  • For used cars 1 - 5 years old
  • No monthly or annual fees
  • Early repayments without penalty

11.49% pa

interest rate

11.68% pa1
comparison rate

Apply now

  Additional Information
Used Car Loan
Minimum amount $1,000
Maximum amount $70,000
Maximum age of car Up to 5 years
Loan period Up to 7 years
Monthly, fortnightly or weekly repayments Tick
Early repayments without penalty Tick
Redraw facility Tick
No monthly/annual fees Tick
Loan repayment insurance available Tick
Auto repayments (Salary / account) Tick
  Useful Links and Tools

Apply

Apply for a Car Loan with ADCU      Apply now

Questions?

If you have any questions, please contact us

1 Comparison rate based on a $30,000 loan over 5 years unsecured. The comparison rate is true only for the examples given and may not include all fees and charges.


ADCU - Go Shopping with Visa

 
ADCU
Comparison rate
9.90% pa
10.09% pa
CBA
Comparison rate
10.99% pa
12.02% pa
Westpac
Comparison rate
10.99% pa
12.02% pa

* Based on a New Car Loan. Information was sourced from each financial institutions website on 17 February 2012 and is subject to change.

View all ADCU rates