Loan and Credit Card Protection

Protect your repayment with ADCU's Loan and Credit Card Protection Insurance.

If you are taking out a loan or credit card with us, you can apply for insurance to cover your repayments in the event of sickness, accident, involuntary unemployment or death.

Loan Insure

Underwritten by QBE Insurance (Australia) Limited, this insurance covers your personal loan repayments or may even pay out your balance, with affordable premiums.

Additional Information

What is covered? Loan Insure Choose death and/or disability cover with an option to add involuntary unemployment benefits Up to $250,000 cover in the event of death Up to $1,500 per month in the event you are disabled Up to $1,500 per month for involuntary unemployment - for up to 3 months in any 12 month period to a maximum of $5,000 during the period of insurance Up to $50,000 cover if you suffer trauma Easy to afford premium can be financed into your loan and repaid over the loan term Product Disclosure Statement The above information is a summary of the cover provided by the policy. For detailed information on the cover and limits provided, please refer to the Product Disclosure Statement.

Continuing Credit Insure

Underwritten by QBE Insurance (Australia) Limited, this insurance covers your credit card repayments or may even pay out your outstanding balance, with affordable and flexible premiums.

Additional Information

What is covered? Continuing Credit Insure Up to $100,000 cover in the event of death Up to $1,500 per month in the event you are disabled Up to $5,000 for involuntary unemployment cover - for up to 3 months in any 12 month period Flexible payment options - weekly, monthly or annual. Paying by instalment is at no extra charge Product Disclosure Statement The above information is a summary of the cover provided by the policy. For detailed information on the cover and limits provided, please refer to the Product Disclosure Statement.

Mortgage Insure

Underwritten by QBE Insurance (Australia) Limited, this insurance covers your mortgage repayments or may even pay out your mortgage for you, with affordable premiums.

Additional Information

What is covered? Mortgage Insure Up to $500,000 cover in the event of death Up to $50,000 cover if you suffer trauma Cover your mortgage repayments for up to 36 months in the event you are disabled Up to $10,000 benefit during the period of insurance for involuntary unemployment with a maximum of 3 monthly mortgage payments in any 12 month period Product Disclosure Statement The above information is a summary of the cover provided by the policy. For detailed information on the cover and limits provided, please refer to the Product Disclosure Statements.

Need to make a claim?

For loan and credit card protection claims, please call 1800 636 430.

Questions?

If you need to update your address or have any questions please contact us  

_{Before making a decision about your insurance needs, please refer to the Product Disclosure Statement. Insurance products are issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545}.