Home and Contents Insurance

Get better value home insurance and protect your belongings.

Your home is probably your most important asset and its contents are an equally valuable part of your lifestyle. MemberCare Home Insurance offers cost-effective protection for your home and contents against a wide range of defined events.

Home Insure

Among other things MemberCare Home Insure covers you for loss or damage caused by: fire or explosion, lightning, earthquake, storm or rainwater, malicious acts, riot or civil commotion, theft or burglary.

Special benefits for serving Australian Defence Personnel include:

Additional Information

What is covered? Home Contents Home and Contents New for old replacement cover for buildings New for old replacement cover for contents Option to pay fortnightly at no extra charge* $20 million liability insurance Cover of high risk items up to $2,000 for any one item and in total 25% of the sum insured for all high risk items Electrical motor burn out up to 20 years Cover for trees and plants up to $200 for one single item and $1,500 for any one claim Cover for veterinary expenses up to $500, if your domestic pet is injured as a result of vehicle impact Home office equipment up to $10,000 or up to 25% of the sum insured, whichever is less Cover for a security firm attendance up to $500, in relation to burglary or theft claim Food spoilage up to $1,000 Product Disclosure Statement The above information is a summary of the cover provided by the policy. For detailed information on the cover and limits provided, please refer to the Product Disclosure Statement. *When calculating your annual premium based on the sum of periodic payments, this total annual premium may differ from our quoted annual premium due to the impact of standard rounding.

Home Insure Plus

Home Insure Plus is a MemberCare premium home insurance product, offering higher levels of cover than regular Home Insure including -

Additional Information

What is covered? Home Contents Home and Contents Accidental loss or damage cover New for old replacement cover for buildings New for old replacement cover for contents Option to pay fortnightly at no extra charge* $20 million liability insurance Worldwide cover for unspecified valuables up to $1,000 for a single item and up to a total of $5,000 Cover of high risk items up to $2,000 for any one item and in total 25% of the sum insured for all high risk items Accidental death benefit up to $10,000 Electrical motor burn out up to 20 years Cover for trees and plants up to $500 for one single item and $2,000 for any one claim Cover for veterinary expenses up to $1,000, if your domestic pet is injured as a result of vehicle impact Home office equipment up to $15,000 or up to 25% of the sum insured, whichever is less Cover for a security firm attendance up to $500, in relation to burglary or theft claim Food spoilage up to $2,000 Cover for your guest's personal property up to $5,000 Product Disclosure Statement The above information is a summary of the cover provided by the policy. For detailed information on the cover and limits provided, please refer to the Product Disclosure Statement.

Get a quote

• Get a quick quote on Home and Contents Insure
• Retrieve a saved Home and Contents Insurance quote
• Alternatively, call us on 1300 13 23 28 or visit an ADCU branch.

Need to make a claim?

• For general insurance claims, please call 1300 660 727.
• For loan and credit card protection claims, please call 1800 636 430.

Questions?

If you need to update your address or have any questions please contact us

_{Before making a decision about your insurance needs, please refer to the Product Disclosure Statement. Insurance products are issued by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFS Licence 239545.}

_{*When calculating your annual premium based on the sum of periodic payments, this total annual premium may differ from our quoted annual premium due to the impact of standard rounding.}