Other Facilities

ADCU has a number of services to make accessing your money as simple as possible.

Whether you’re depositing or transferring money, applying for a loan, paying bills, making purchases, or just enquiring about your account balances or transactions, we can provide 24 hour access to your accounts.

Direct Debits

A direct debit is a transfer of money from your ADCU account to an account belonging to another organisation.

You can use this service for regular payments such as rent, health insurance, rates, subscriptions or other regular payments.

To arrange a direct debit, you need to complete an authority form with the organisation concerned and provide the following details:

BSB No. 642 170 and Account (Member) No.

If an organisation does not accept direct debits, you can arrange to set up a periodical payment. All you need to do is complete a periodical payment authority available from your local ADCU branch office, ring 1300 13 23 28, or download an authority form.

• Download a periodic payment authority form.

Direct Credits

You can arrange to have all or part of your pay direct credited to ADCU. All you need to do is contact your pay office and give them our BSB number – 642 170, your account name and account number, or complete a Pay Allotment and/or Deduction Authorisation Form or a Bank and Financial Institution Account Authorisation Form .

You can have your pay split up between any number of accounts, or to your spouse/partner or children’s accounts. See your local branch or call our Member Contact Centre on 1300 13 23 28.

Other direct credits, such as superannuation, dividends, family payments and pensions can also be direct credited to your account/s.

BPAY^®

BPAY^® is the easiest and most convenient way to pay your bills 24 hours a day, 7 days a week.

Pay any bill displaying the BPAY^® symbol immediately, or program them to be paid up to 60 days in advance.

Bank@Post

You can use either your rediCARD or Visa Debit Card to deposit cash and cheques (cheques must be in the name of the cardholder) and/or withdraw cash through Bank@Post. You can also use your ADCU Credit Card( for withdrawals only).

Please note that a clearance time of seven business days is required for cheques deposited through Bank@Post.

Cheque

A personal cheque book from ADCU is different - because it's linked to a savings account which earns interest.

Regular Payments

Regular payments can be either a recurring payment or an instalment payment. A regular payment represents an agreement between you (the cardholder) and a merchant in which you pre-authorise the merchant to bill your card account at a predetermined intervals. For example on a monthly or quarterly basis, or at intervals as agreed by you. The amount may differ or be the same for each transaction.

Example:

You may ask your electricity company to charge you on a monthly basis for its services to your account.

OR

You may have purchased a new television from your local appliance store and are being billed by the merchant on a set number of subsequent dates.
For more information please refer to the Regular Payment Authority document.

Questions?

If you have any questions, please contact us