Interest Rates, Fees & Charges

 

 Effective 17 November 2008 for new loans
(1 December 2008 for existing loans)

  DHOAS Premium Package DHOAS 2yr Fixed Interest DHOAS 3yr Fixed Interest DHOAS Standard Variable Home Loan DHOAS Construction Loan
Interest Rate (% p.a.) 6.89 7.64 7.64 7.49 7.55
Comparison Rate * (% p.a.) 7.47 7.70 7.70 7.54
 7.60
Establishment Fee  $400  $500  $500  $300  $300
Legal Fees at cost at cost at cost at cost at cost
Valuation Fee at cost at cost at cost at cost at cost
Monthly / Annual fee $0 $0 $0 $0 $0
Discharge Fee  $550  $550  $550  $550  $550
Break Fee
Applies if loan repaid during fixed rate period
 Applies if loan repaid during fixed period
 Applies if loan repaid during fixed period N/A N/A
Redraw $10.00 per redraw ($500 min) N N $10.00 per redraw ($500 min) N
*Comparison  rate based on a loan of 150,000 over 25 years.
* WARNING: These comparsion rates apply tp the examples given. Different amounts and terms will result in different comparsion rates. Costs such as early repayment fees, and cost savings such as fee waivers, are not included in the comparsion rate but may influence the cost of the loan. Comparsion rates have been calculated on fortnightly repayment frequency. Terms and Conditions, fees and charges apply and are available on request. 

Current Schedule of Fees and Charges for other ADCU products.

Western Australia Queensland Northern Territory South Australia New South Wales Victoria Australian Capital Territory