On-line Home Loan Application
Important Information - please read before applying online.
On-line Loan Application
Applying on-line for an Australian Defence Credit Union loan is quick and simple. You can complete the on-line application form in about 15-20 minutes. To avoid delays, you will need the following to complete all details in the application:
- Your DHOAS Subsidy Certificate number (Your DHOAS Home Loan application cannot be lodged until you have received your DHOAS Subsidy Certificate.)
- what you earn each fortnight (wages, salaries and other income)
- details of who you work for – including name, phone number, address and length of employment
- details of any existing loans such as personal loans, store/credit card debts
- details of savings and investments, including account balances
- details of the value of assets such as real estate, motor vehicles, etc.
- if you are renting, your landlord’s name, phone number and rental amount
- your driver’s licence number and expiry date
For information about loan interest rates, click here.
Before we can process your application, we require you to send us (fax to 02 9240 4120) proof of these details, e.g. income (two most recent pay slips or a letter from your employer detailing income and length of employment), most recent statements showing loan and/or credit card balances, rates notice to confirm ownership of property, letter from landlord to confirm rental.
What happens next?
Your application will be securely sent to the Credit Union and will be assessed over the next 24 hours. A representative will contact you with an answer via e-mail or telephone.